US
Winter Solstice 2023: the Most of the Shortest Day
![Winter Solstice 2023](https://financebiz.us/wp-content/uploads/2023/12/Winter-Solstice-2023-_2.jpg)
Winter Solstice 2023 The big global moment comes at 10:27 p.m. Eastern time on Thursday, December 21, 2023, the sun shines in the Tropic of Capricorn in the southern hemisphere’s constellation of Capricorn. The winter solstice officially marks the beginning of a new season north of the equator, and the summer solstice south of the equator.
Confused? No way. It’s all a simple story about living on a planet whose axis is tilted. And it’s an opportunity to think about how and why the Sun’s strength increases and decreases throughout the year, how the seasons change, and how celestial mechanics sets the tone for life on Earth.
![Winter Solstice 2023](https://financebiz.us/wp-content/uploads/2023/12/Winter-Solstice-2023-1024x576.jpg)
Here’s everything you need to know about this week’s summer solstice and why it’s important.
Summer Solstice Explanation: Winter Solstice 2023
Winter Solstice 2023: Astronomically speaking, it is the beginning of winter in the Northern Hemisphere and the beginning of summer in the Southern Hemisphere. The north has the shortest days and longest nights of the year, while the south has the longest days and shortest nights of the year.
This is the only story about how our planet rotates. The Earth’s axis of rotation is tilted 23.5 degrees, so different parts of the Earth receive sunlight for different amounts of time during one revolution a year around the Sun. It was probably caused by a collision billions of years ago.
During this week’s summer solstice, the Northern Hemisphere is tilted away from the Sun, so the Sun is at its lowest point in the sky. Meanwhile, in the southern hemisphere, the sun is above the Tropic of Capricorn, an imaginary line 23.5 degrees south of the equator, giving that hemisphere enough light to stay in the sky for a long time.
Decisive Moment
The summer solstice marks a decisive moment in the apparent movement of the Sun. “On this day, the sun’s orbit appears to stop and change direction. This phenomenon is where the term ‘solstice’ comes from,” he said. Min-jae Kim, a research fellow in the Department of Physics at the University of Warwick, UK, said in an email. The word comes from the Latin solstitium,'' meaning
the sun standing still.” “This apparent cessation occurs when the sun reaches its southernmost point against the background of stars,” Kim said.
Now the days are getting longer in the Northern Hemisphere, and on the March equinox (same day and night) there are 12 hours of daylight and 12 hours of darkness. At the vernal equinox, the Earth’s axis is next to the sun.
On the June solstice, the situation is reversed and the Sun is above the Tropic of Capricorn at 23.5 degrees north of the equator. Summer is guaranteed in the northern hemisphere and winter is guaranteed in the southern hemisphere.
Effects of Summer Solstice
“The tilt of the Earth’s axis is the main cause of these seasonal variations,” Kim said. “Not only does it affect temperature differences between seasons, but it also changes the length of day and night throughout the year.”
The sun rises and sets at different places on the horizon throughout the year. People who watch sunsets and sunrises instinctively know this, but most of us don’t. The summer solstice represents the pole. For example, on the winter solstice in the Northern Hemisphere, the sun rises in the southeast and sets in the southwest.
![Winter Solstice 2023](https://financebiz.us/wp-content/uploads/2023/12/Winter-Solstice-2023-_2-1024x576.jpg)
These are the farthest points from where you can see sunrise and sunset throughout the year. Wait six months for the summer solstice in June, when the sun rises in the northeast and sets in the northwest in the northern hemisphere. Midterm refers to the vernal equinoxes, which occur, as you might have guessed, in both September and March. During the spring equinox, the sun rises due east and sets due east.
How to Observe the Summer Solstice: Winter Solstice 2023
The Winter Solstice 2023 is an important marker in Earth’s orbit around the sun, but not many people celebrate it, especially since the winter solstice is so close to other festivals.
Of course, a good way to commemorate this event is to watch the sunrise or sunset on the summer solstice. This seems to be commemorated by ancient sites such as Stonehenge, but there are other options as well. One is to go outside after dark and do a little stargazing. This year, you’ll get a great view of the extremely bright Jupiter high in the night sky in the southeast. As a bonus, it can be seen just after sunset.
Solstices and Equinoxes in 2024
Below are the dates of the next equinoxes and solstices in 2024, as well as the quarterly days (calendar path markers between these events). Some of them may surprise you:
Quarter Days: February 2 – Groundhog Day
March 2024 Equinox Days: March 19
Cross Quarter Days: May 1 – May Day
June 2024 Solstice: June 20
Cross Quarter Day: August 1 – Lammas
September 2024 Equinox: September 22
Cross Quarter Day: October 31 – Halloween
December 2024 Solstice: December 21,
US
Major technology companies reject proposed US consumer watchdog oversight of digital wallets
![digital wallets](https://financebiz.us/wp-content/uploads/2024/01/20230411000605_0.jpg)
The US monitoring institution’s plan to monitor companies like Apple (AAPL.O) and Alphabet’s Google (GOOGL.O) that provide digital wallets and payments apps pushing some players out of the market, their lobby group said on Monday.
Computer and Communications Industry Association (CCIA) – among which members of Amazon (AMZNO), Facebook Parent Meta (META O) and X, previously known as Twitter, were responded to a proposal by the American consumer in November. The Financial Security Bureau (CFPB), which said that technical giants’ smartphone payments and wallet services are rivals to traditional payment methods but lacks consumer security measures.
![digital wallets](https://www.entrust.com/blog/wp-content/uploads/img-blog-dcs-applepay.jpg)
The CFPB proposal, which has not been finalised yet, shall subject to a similar surveillance to companies which are currently imposed on banks in which Agency testers inspect compliance with laws on improper or misleading practices and privacy security, as well as investigating the conduct of officers.
Officers expect the proposal, as currently written, will cover 17 companies responsible for paying 13 billion annually.
Some bank industry representatives have warmly responded to the proposal, saying companies that provide services like bank should be regulated and direct supervision like banks.
However, CCIA’s regulatory policy chief Criszatian Katona said in a statement reviewed by Reuters that this proposal has a risk of more loss than the advantages as wider, highly cumulative or heavy-filled digital regulation could significantly impede new startups in this industry. “
In a comment letter handed over to the CFPB, reviewed by Reuters, the CCIA said the CFPB’s proposal had failed to identify specific risks for consumers that he had sought to address and saw non-bank digital providers and banks inappropriate as direct competitors.
![digital wallets](https://financebiz.us/wp-content/uploads/2024/01/20230411000605_0-1024x654.jpg)
The letter said, even if there are some examples where banks and non-bank institutions compete, the reality of the market shows that there are more examples where their palette helps consumers provide supplemental services. “
In a separate comment letter released on Monday, the Financial Technology Association, the members of which include PayPal (PYPL.O), owning the Wenmo service, and Block Inc. (SQN), which operates the Cash App, shared similar concerns.
It said that the current rules were sufficient and called for the CFPB to suspend the process of making rules.
US
Top 10 bank in United States
![Top 10 bank in United States](https://financebiz.us/wp-content/uploads/2024/01/Top-10-bank-in-United-States.jpg)
Top 10 bank in United States: The United States has one of the most developed and complex banking systems in the world, with thousands of banks operating across the country. However, over the past few decades, consolidation in the banking sector has led to just a handful of banks controlling a significant majority of assets. Here is an overview of the 10 largest banks in the U.S. as of 2024:
1. JPMorgan Chase
JPMorgan Chase is the largest bank in the United States with total assets of over $3.2 trillion. Headquartered in New York City, JPMorgan Chase operates consumer banking and lending services through a network of nearly 5,000 branches in 38 states. The bank was formed in 2000 after the merger of J.P. Morgan & Co. and Chase Manhattan Bank. JPMorgan Chase has leading market share in credit cards, home loans, auto loans, investment banking, wealth management, and commercial banking. The bank employs over 250,000 people globally.
![Top 10 bank in United States](https://www.theforage.com/blog/wp-content/uploads/2022/04/LHKKH4BUSRIDLKXHEAHEGEYRBI-1024x639.jpeg)
2.Bank of America
Top 10 bank in United States Bank of America is the second largest bank in the U.S. with just over $2.7 trillion in total assets. Headquartered in Charlotte, North Carolina, Bank of America serves approximately 66 million consumer and small business customers. It has approximately 4,200 retail financial centers and 16,000 ATMs. The bank was formed after the 1998 merger between NationsBank and BankAmerica. It has a strong retail banking franchise and also provides investment banking, wealth management, and asset management services.
![Top 10 bank in United States](https://www.livemint.com/lm-img/img/2023/10/17/1600x900/BANK-OF-AMERICA-EARNS-5_1684975653284_1697544673020.jpg)
3. Citigroup
Top 10 bank in United States: Citigroup is the third largest banking institution in the U.S. with total assets of $2.2 trillion. Headquartered in New York City, Citi provides financial services to over 200 million customer accounts in more than 160 countries. Citi is a global bank with an international network spanning 98 markets. It provides services in consumer banking, credit cards, corporate & investment banking, securities trading, and wealth management.
![Top 10 bank in United States](https://ichef.bbci.co.uk/news/976/cpsprodpb/68B8/production/_113980862_gettyimages-157661690.jpg)
4. Wells Fargo
Top 10 bank in United States: Wells Fargo has $1.9 trillion in assets and is ranked the fourth largest bank in the country. Headquartered in San Francisco, Wells Fargo has a coast to coast presence with over 5,000 branches. The bank offers various financial products and services for retail, commercial, corporate, and institutional clients. Following a massive scandal regarding the opening of fake accounts, Wells Fargo has been working to rebuild its reputation and brand in recent years.
![Top 10 bank in United States](https://image.cnbcfm.com/api/v1/image/106895829-1623420570263-gettyimages-1269115735-_dsc2821nyc2020-08-26.jpeg?v=1671644717)
5. Goldman Sachs
Top 10 bank in United States: The only major investment bank on this top 10 list, Goldman Sachs dates back over 150 years to 1869. Headquartered in New York City, Goldman Sachs has $1.2 trillion in total assets. The bank is a leader in investment banking, securities, investment management, and prime brokerage services for corporations, financial institutions, governments, and high-net-worth individuals. Goldman Sachs also provides consumer banking services through its online platform Marcus and credit cards with Apple.
![Top 10 bank in United States](https://d3r1n63lgudqj5.cloudfront.net/wp-content/uploads/2023/10/goldman-sachs-layoffs-1200-1667256738.jpg)
6. Morgan Stanley
Morgan Stanley is a multinational investment bank with over $1 trillion in assets. Headquartered in New York City, Morgan Stanley provides services in investment banking, securities, wealth management, and investment management. The bank has offices in over 40 countries serving corporations, governments, institutions, and individual investors. Morgan Stanley was formed through the merger of Dean Witter and Morgan Stanley in 1997.
![Top 10 bank in United States](https://noticedash.com/wp-content/uploads/2023/10/download-1.jpeg)
7. U.S. Bancorp
U.S. Bancorp, commonly known as US Bank, is the 7th largest bank in America with $540 billion in assets. Headquartered in Minneapolis, Minnesota, US Bank operates over 3,000 branch locations in 25 states primarily in the West and Midwest. US Bank provides banking, investment, mortgages, payments, corporate, and commercial financial services to consumers, businesses, and institutions. It has a growing national presence but remains a strong regional bank.
![Top 10 bank in United States](https://arizent.brightspotcdn.com/dims4/default/d41b8db/2147483647/strip/true/crop/3908x2605+0+0/resize/740x493!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F49%2F99%2Fd3943dc741bfb3066610c4ecc1ef%2Fadobestock-615728338-editorial-use-only.jpeg)
8. PNC Financial Services
PNC is the 8th biggest bank in the U.S. with assets totaling $462 billion. Headquartered in Pittsburgh, PNC operates retail banking and commercial financial services in approximately 20 states, primarily in the Mid-Atlantic and Midwest regions. PNC provides consumer and corporate banking, residential mortgages, wealth management, and asset management services. The bank expanded significantly after acquiring National City during the financial crisis in 2008.
![Top 10 bank in United States](https://assets.euromoneydigital.com/dims4/default/4d9f79f/2147483647/strip/true/crop/5087x2883+0+0/resize/800x453!/quality/90/?url=http%3A%2F%2Feuromoney-brightspot.s3.amazonaws.com%2F67%2F54%2Fb53cf92b4f0bba8210f89793d142%2Fpnc-branch.jpg)
9. TD Bank – Top 10 bank in United States
TD Bank is the U.S. subsidiary of the Canadian multinational Toronto-Dominion Bank. TD Bank is headquartered in Cherry Hill, New Jersey and has over $384 billion in assets. The bank operates from Maine to Florida with a focus on the Northeast and Mid-Atlantic regions. TD Bank provides retail, small business, and commercial banking services. It is known for convenient hours and customer service compared to competitors.
![Top 10 bank in United States](https://d187qskirji7ti.cloudfront.net/news/wp-content/uploads/2017/10/td-bank-new-york.jpg)
10. Truist – Top 10 bank in United States
Formed in 2019 from the merger of BB&T and SunTrust, Truist is the sixth largest commercial bank in the U.S. with $324 billion in assets. Headquartered in Charlotte, North Carolina, Truist has leading market share in many southeastern states. The bank offers retail, small business, commercial, corporate, and investment banking services. With its recent formation, Truist is focused on integrating the two merged banks into a cohesive new brand and bank.
![Top 10 bank in United States](https://bloximages.newyork1.vip.townnews.com/journalnow.com/content/tncms/assets/v3/editorial/c/66/c66b8fee-4b0e-5493-9c2a-e12394f92c27/63defc25b7de3.image.jpg?resize=1200%2C698)
Top 10 bank in United States: In summary, the U.S. banking system is dominated by a few mega banks like JPMorgan Chase, Bank of America, and Citigroup which each have trillions in total assets. Wells Fargo, Goldman Sachs, and Morgan Stanley are other leading national players. Regional banks like PNC, TD, and US Bank have hundreds of billions in assets and strong presences in their geographic areas. The newest bank in the top 10 is Truist which formed in 2019 but has quickly grown through acquisitions to become one of the largest U.S. banks. The top 10 list illustrates the dominance of a handful of banks that control the majority of all banking assets in the country.
US
Dak Prescott and the Dallas Cowboys Clinch NFC East with a Resounding 38-10 Victory
![dallas cowboys](https://financebiz.us/wp-content/uploads/2024/01/AMM_Cowboys-Lions16.jpg)
Dak Prescott and the Dallas Cowboys: Dak Prescott connected with CeeDee Lamb for a touchdown pass late in the first half to help the Dallas Cowboys claim the NFC East title and the conference’s No. 2 seed, the quarterback swung his right fist and ran into the end zone. , meet his star warmly and ask for a handshake and hug.
![dallas cowboys](https://static.clubs.nfl.com/image/upload/t_editorial_landscape_8_desktop_mobile/f_auto/cowboys/hwts2ivvm2kqgjme604h.jpg)
Meanwhile, the thousands of Dallas fans who filled Washington Commanders Stadium shouted, “Let’s go, Cowboys!”
For Prescott, his club, and the fans, the atmosphere, the performance, the atmosphere. It was clearly improved compared to last year. Unlike last time out in Week 18, when the regular season ended with a loss against Washington, Prescott, Lamb and the Cowboys accomplished their goal Sunday against the rival Commanders, winning 38-10 and advancing to the postseason. It broke in.
“Look at last year, getting to this point and not being able to finish the season the way we wanted to, and where we are now,” Prescott said. Prescott caught two of four touchdown passes to Lamb, making him 31-36-279. yard. “The growth, the coaching staff, the players, the responsibility. communication. Clarity.
Dallas leads 12-5 for the third time in a row and will host the Green Bay Packers — a team as current dallas cowboys coach Mike McCarthy once called them — on Sunday at 4:30 p.m. He led them to a Super Bowl victory. European summer time.
This is a big deal for a club that was 8-0 in Dallas this season and won 16 straight games there.
“I think you’re going to love this drama,” McCarthy told reporters about the game against Green Bay.
At the other end of the spectrum are Washington (4-13 overall, 0-6 in the NFC East), who is in last place, and Ron Rivera, who is likely to leave the team, tied for the most losses in a season.
![dallas cowboys](https://financebiz.us/wp-content/uploads/2024/01/AMM_Cowboys-Lions16.jpg)
Rivera is scheduled to meet with owner Josh Harris on Monday.
“We’re going to have a conversation and go from there,” Rivera said.
The manager’s losing streak has reached 8 games. That includes going 0-6 after Rivera fired defensive coordinator Jack Del Rio and became a ball-side playmaker.
Good news for commanders? Sunday’s result ensures they will have the No. 2 overall pick in April’s draft and may look to replace quarterback Sam Howell, who had two interceptions Sunday and leads the NFL with 21 picks this season. I can’t. He was also fired four more times, resulting in a league-worst total of 65 games.
Last season, Prescott led the NFL with 15 interceptions and 23 touchdown throws. This season? He led the league with 36 TD throws and just nine picks.
- World9 months ago
Kanye West’s release put on hold causes Nicki Minaj to postpone her album
- Sports9 months ago
2024: A Summer to Remember as Europe Hosts Crickets Biggest Event
- World9 months ago
Andre Braugher died: A Life Well-Lived on and off the Nine-Nine Set
- US9 months ago
Matthew Perry Toxicology Report: Cause of death revealed to be “acute effects of ketamine”
- US9 months ago
Is Netflix down? Netflix Plagued by Connection Issues, Frustrating Thousands of Users in the US and UK
- Sports9 months ago
Union Saint-Gilloise vs Liverpool : Europa League Result Leaves Fans in Awe
- India9 months ago
India’s Supreme Court Validates Removal of Kashmir’s Special Status
- World9 months ago
Ncuti Gatwa: Why the Doctor ‘felt like an alien’ growing up